Wednesday, 10 September 2014

Jobs in Tanzania at Enrich Africa (T) Ltd - Head of Credit

Job Title; Head of Credit

Employer: Enrich Africa (T) Ltd

Duty Station: Dar Es Salaam, Tanzania

Application Deadline: 13th Sept 2014

Job Description:

Duties and Responsibilities:


Review and develop the Bank's credit approval policies and guidelines as well as participate in ad hoc projects of
Investigative or trouble-shorting nature on specific customer portfolio

Responsible for the review and approval of commercial credit proposals of the Bank and to maintain a good balance between returns and risks exposure

Establishes and implements principles and credit policies that are aligned to the needs of bank and meet the best practice standards demanded for an effective and efficient risk management function;

Participates with Country CCPL and Mortgage business in product development planning including approval of Product programs and Campaign proposals;

Leads a team of credit approvers to ensure high standard credit quality of the portfolio by using various credits

Ensures that credit risk exposures are managed within the established limits, appetite and standards and that regulatory reporting requirements are satisfied;

Works with the business to ensure that factors that influence the quantum of credit risk and the sensitivities to those factors are understood and documented;

Ensures minimum satisfactory results from all internal and external audits;

Is responsible for active participation in the design or selection, implementation & validation of models used in the rating process;

Is responsible for oversight and supervision of models used in the rating process;

Is responsible for ongoing review & alterations to models used in the rating process.

Requirement:

• Qualified member of an accountancy body or holder of an equivalent qualification
• Meet the requirement for a commercially astute, articulate, technically strong, dynamic, insightful and influential leader with the ability to operate at both strategic and operational levels.
• Exceptional communication skills at all levels
• Strong IT skills, always being ahead of new technologies
• Ability to handle high levels of pressure and critical decision-making.
• High integrity and openness combined with commitment to good governance.
• Energetic, highly motivated, with an enquiring mind and passion for excellence and innovation in pursuit of business growth and success
• Experienced in Credit dept 3+ years


How to apply:

Send your CV only via: hrd@enrichafrica.org (mariam@enrichafrica.org)
www.enrichafrica.org