Job Title: Credit Officers (Five Posts)
Employer: DCB Commercial Bank PLC
Duty Station: Dar Es Salaam
Application Deadline: 31st July 2013
DCB Commercial Bank PLC wishes to recruit the qualified personnel to fill the vacant positions of Credit Officers
Duties and Responsibilities
• Providing high quality personal services to customers.
• With a support of the Credit Supervisor work on all credit matters and on the Loan Portfolio Management including;
• Receiving and processing Customers' Loan Applications
• Visiting potential customers' business sites business/locations of security offered and assess their credit worthiness
• Interviewing customers on business capabilities - education and experience
• Analysis of financial statements and report on the customers' financial strengths/weaknesses
• Analysis of customer's loan/credit applications.
• Opening of credit files for loans applied and filling all customers credit
• application documents
• Advising customer the fate of their loan applications - approved/rejected.
• Disbursement of the approved loans after completing security documentation
• Entering the security information in the security register
• Making follow up visits of accounts in arrears
• Making quarterly visits of performing loans to verify status of business
• Soliciting new/potential customers from prospective arrears within Dar es
• Preparation .of various individual loans/credit reports as required by Branch
• Monthly portfolio review report Customer visits report
• Core Competencies
• Writing and reporting
• Planning and organizing
• Delivering Results and Meeting Customer Expectations
• Following instructions and Procedures
Qualifications and Skills
• Holder of B.Com (Accounting), Bachelor in Business Administration, B.A Economics, Banking or Equivalent qualification
• Thorough knowledge of financial/credit analysis.
• 3 years working experience in the Credit Department in a Bank.
• Good working knowledge of Microsoft Office Application, specifically Excel,Word.
• Strong interpersonal and communication skills.
How to Apply:
Send Applications indicating contact addresses including telephone numbers to;
The Managing Director
DCB Commercial Bank Plc
P.O Box 19798
Dar Es Salaam
Only short listed candidates will be contacted.